With access to a wide network of trusted lenders, we’re here to make securing your loan simple—whether you’re buying your first home, your fifth, refinancing, or investing. We’ll guide you every step of the way, match you with the right loan, and make it all happen quickly, easily, and stress-free.
You find the home, we’ll find the loan.
It’s hometime…
About us
It’s who we are, it’s what we do
At Hometime Finance & Mortgage Brokers, we combine the best of both worlds—cutting-edge technology with the care and attention of a small, independent business. Our clients enjoy the flexibility and personalised service that only a dedicated broker can offer, backed by the strength of a large lending panel through our partnership with one of Australia’s leading aggregators.
Without a head office to answer to, our only priority is you. That means every recommendation we make is driven by one goal: to secure the absolute best outcome for your financial future. We’re determined, resourceful, and fully committed to helping you forge your own financial path—on your terms.
Using state-of-the-art tools, we match you with the most suitable loan products available, ensuring no opportunity is missed and no detail overlooked. We’re not just here to find you a loan—we’re here to get it right.
Because for us, it’s not just about loans, it’s about creating the comfort of home and the confidence of financial security. It’s hometime.
In finance, trust is everything. It’s earned through honesty, knowledge, and consistent results.
Our Services
Not your average mortgage brokers
We offer a full range of lending solutions to suit every stage of your financial journey—from first home loans and refinancing to investment lending, debt consolidation, and pre-approvals. We compare loan options from a wide panel of lenders to ensure you get the right fit. Looking for a car loan? We can help with that too. Whatever your needs, we’re here to make the process simple and stress-free.
You could go it alone, but should you?
Why use a mortgage broker?
Choosing the right loan can be overwhelming—hundreds of loan products, many lenders, and all with different rules, lending criteria, and hidden fine print. As your mortgage broker, we cut through the noise. With access to a large panel of quality lenders and up-to-date market knowledge, we do the research, compare the options, and negotiate on your behalf. You’ll save time, avoid costly mistakes, and get a loan that truly fits your needs—without the stress.
Best of all, our service won’t cost you a cent—our commission is paid by the lender, not by you.
“A trusted advisor doesn’t just show you the way — they walk it with you.”
From experienced professionals who’ve done it all before, to first home buyers starting their journey
Our customers
We proudly serve a diverse range of clients across South Australia and beyond, tailoring our mortgage solutions to fit your unique needs. Whether you’re self-employed, an essential services worker, or an industry professional, we’re here to guide you through every step—offering expert advice on everything from home loans and refinancing to specialised options like bridging finance and reverse mortgages. Whatever your circumstances, our personalised service and access to a vast lender panel ensures you get the right loan, when you need it.
Loan Reviews
Have you had your home loan reviewed lately?
Life changes—and so should your home loan. Whether you’ve gotten married, separated, had children, changed jobs, or simply seen your financial goals evolve, regularly reviewing your home loan with a professional mortgage broker is essential. At Hometime Finance & Mortgage Brokers, we can ensure your loan remains competitive in today’s market and perfectly suited to your current situation. We can find better interest rates, more flexible features, or products that better align with your new needs. Without regular reviews, you could be paying more than necessary or missing out on opportunities to reduce your repayments, access equity, or improve your loan structure. Don’t let your loan become outdated—let us help you keep it working as hard as you do.
Contact us today for a free loan review and see how much you could be saving.
Our Team
Founder & Principal Finance Broker
With a career spanning more than two decades as a business owner and entrepreneur, Nick brings a deep understanding of finance, strategic decision-making, and real-world commercial experience to every client engagement. Having built and managed successful businesses across multiple sectors, Nick has developed strong expertise in financial analysis, cashflow management, risk assessment, and long-term planning—skills that now underpin the tailored finance solutions offered at Hometime Finance & Mortgage Brokers.
Driven by a passion for helping individuals and businesses make confident financial choices, Nick combines practical experience with a client-first approach. He takes pride in simplifying complex lending options, providing clear guidance, and delivering personalised strategies that support clients’ goals at every stage of life or business growth.
Professional, approachable, and committed to exceptional service, Nick ensures every client receives the same level of care and attention he has always applied in managing his own ventures. His focus is on building lasting relationships and offering smart, transparent, and trustworthy finance advice.
When you work with Nick, you’re working with someone who understands what it means to make important financial decisions—because he’s been doing it successfully for years.
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Nick Pipinias
Founder & Director
0438 010 340